Caramelized Banana Split Overnight Oats

If you’ve ever wished breakfast could feel like a decadent dessert that actually fuels your day, you’re going to fall head over heels for these Caramelized Banana Split Overnight Oats. This recipe delivers childhood sundae nostalgia in a wholesome, make-ahead meal — you get creamy oats, a thick swirl of nut butter, crispy granola, and a showstopping caramelized banana that’s so sweet and golden, you’ll want it every single morning. Picture all the indulgent flavors of a banana split mingling with nourishing textures and tastes, in a bowl that’s as pretty as it is satisfying.

Ingredients You’ll Need

The beauty of this recipe lies in just how simple, everyday, and nutrient-packed the ingredients are. Every component brings something vital, whether that’s creaminess, sweetness, crunch, or a pop of color, making these Caramelized Banana Split Overnight Oats a true feast for the senses.

• Cashew milk: Lends a silky, neutral base and ties all the flavors together without overpowering them.
• Gluten free rolled oats: The foundation — they soak up all those delicious flavors while providing hearty texture.
• Chopped or shredded zucchini: Don’t skip this! It disappears into the oats and adds moistness, a boost of veggies, and subtle freshness.
• Protein powder: Choose your favorite for a boost that makes breakfast truly lasting and energizing.
• Chia seeds: For that creamy, pudding-like texture and a punch of fiber and omega-3s.
• Cinnamon: Adds warmth and a subtle sweetness that pairs beautifully with banana and oats.
• Salt: Just a pinch heightens every flavor and balances the sweetness.
• Banana, halved lengthwise: The heart and soul of this recipe, especially once caramelized!
• Coconut oil: Essential for achieving that gorgeous caramelized finish on the banana.
• Blueberries: Juicy bursts of color, tart sweetness, and a beautiful aesthetic.
• Almond butter: Rich, nutty depth that makes these overnight oats feel truly special.
• Vegan yogurt: For a creamy, tangy counterpoint to all the sweetness and crunch.
• Granola: That final, irresistible crunch that makes every bite interesting.

How to Make Caramelized Banana Split Overnight Oats

Step 1: Mix and Chill the Overnight Oats

This couldn’t be easier! In a roomy jar or bowl, combine your cashew milk, gluten free rolled oats, zucchini, protein powder, chia seeds, cinnamon, and just a pinch of salt. Stir really well — you want those chia seeds to be fully distributed so everything thickens overnight. Cover and slide into the fridge before bed, then let time do the work. In the morning, your base is creamy, hearty, and totally irresistible whether served cold or gently warmed.

Step 2: Caramelize the Banana

Ready for the showstopper? When you’re set to serve, heat a teaspoon of coconut oil in a small skillet. Gently lay in your banana halves, cut side down, and let them sizzle until the surface is golden and sticky-sweet, about 2–3 minutes. Flip and caramelize the other side for another minute or so. This transforms ordinary banana into a spectacularly indulgent treat that’s perfect atop your oats.

Step 3: Top and Finish

Spoon your dreamy oat mixture into a bowl and crown it with the caramelized banana. Now, for the fun part — scatter on plenty of blueberries for brightness, add generous dollops of almond butter and vegan yogurt, then finish it all off with a handful of granola for texture. Every bite of these Caramelized Banana Split Overnight Oats is brimming with satisfying flavor and a little bit of magic.

How to Serve Caramelized Banana Split Overnight Oats

Garnishes

Go wild with toppings here! Fresh berries, toasted coconut flakes, chopped nuts, or a drizzle of dark chocolate take this bowl from everyday oatmeal to an Instagram-worthy breakfast masterpiece. Adding a sprinkle of flaky sea salt or some finely chopped dark chocolate makes the flavors truly pop.

Side Dishes

These oats definitely shine solo, but you can round out your breakfast with a hot cup of coffee, a matcha latte, or even a tangy fresh orange juice. If you’re really in a brunch mood, a crisp tempeh bacon or a platter of mixed tropical fruit pairs beautifully with the creamy, crunchy, dreamy Caramelized Banana Split Overnight Oats.

Creative Ways to Present

Portion your overnight oats in little glass jars for a take-along breakfast, or layer them parfait-style in tall glasses to highlight all those beautiful layers of banana, oats, and toppings. Hosting brunch? Set up a “banana split oatmeal bar” with a spread of toppings so everyone can customize their own creation.

Make Ahead and Storage

Storing Leftovers

Any extra Caramelized Banana Split Overnight Oats can be stored, covered, in the refrigerator for up to three days. Keep the caramelized banana separate and add it just before serving to maintain its heavenly, just-cooked texture.

Freezing

If you need to prep farther ahead, you can freeze individual servings of the oat mixture (without fresh toppings or banana) for up to one month. Just thaw overnight in the fridge and caramelize a fresh banana when you’re ready to eat for that authentic, just-made taste.

Reheating

These oats are delicious cold, but if you’re craving something warm, just pop a serving in the microwave or gently heat on the stovetop. Add a splash more cashew milk to loosen the texture, then layer on the fresh toppings like banana, yogurt, and granola right before serving.

FAQs

Can I use a different non-dairy milk?

Absolutely! Cashew milk is lovely and creamy, but oat, almond, or even coconut milk all work beautifully in these Caramelized Banana Split Overnight Oats — just use your favorite.

Do I have to include zucchini?

If you’re feeling unsure, don’t worry — the zucchini totally disappears, adding moisture without flavor. But you can skip it if you prefer; just know that your oats may be a little less creamy.

Can I make this nut-free?

Yes! Use a nut-free milk like oat milk, swap the almond butter for sunflower seed butter or tahini, and choose a nut-free granola. The Caramelized Banana Split Overnight Oats will be just as delicious.

What’s the best protein powder to use?

Any protein powder you enjoy works here, from pea to rice to a classic vegan blend. Unflavored, vanilla, or a touch of chocolate each bring their own vibe — just adjust the sweetness to taste.

How long do these oats need to chill?

While overnight is best for thick, creamy oats, you can get away with as little as 4 hours if you’re short on time. That said, prepping the night before ensures maximum flavor and the ultimate soft texture.

Final Thoughts

If you’re searching for a breakfast that genuinely excites you to hop out of bed, Caramelized Banana Split Overnight Oats will do just that. They’re unfussy to prep, endlessly customizable, and deliver comfort, joy, and a little bit of wow with every spoonful. I can’t wait for you to try them and fall in love with breakfast all over again!

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